Jul 14, 2011

Compare Transaction Charges for irctc Ticket Booking

The transaction charges details for booking rail tickets at http://irctc.co.in using various modes of payment are as follows. I think if the amount is less than Rs.555 pay using your credit card (after selecting HDFC Gateway) . Then the charges will be less than Rs.10. If  the amount of rail ticket at irctc.co.in is greater than Rs.555 use the option to pay using Net Banking facility as the service charges will be always capped at Rs.10+tax.

You can also see that for Punjab National Bank or IDBI or Indusind or Bank of Baroda does not charge any transaction charges... So open an account in any of these banks and enable netbanking and save money.

Payment by Credit Cards
Payment by Credit Cards - Note that you could select any gateway but HDFC gateway is the best as on November 2013. 

AXIS PG
For all Master / Visa Credit Cards (Not International Credit Cards).Transaction charges of 1.65%+Service Tax. 
For all Domestic Debit Cards transactions Amount upto Rs. 2,000 :Transaction charges of 0.75%+Service Tax.
For all Domestic Debit Cards transactions Amount above Rs. 2,000 :Transaction charges of 1%+Service Tax.

ICICI PG
For all MASTER / VISA Credit Cards (Not International Credit Cards) / Debit cards. Transaction Charge 1.8%+Service Tax as applicable

HDFC PG
For all MASTER / VISA Credit Cards (Not International Credit Cards) / Debit cards. Transaction Charge 1.8%+Service Tax as applicable

CITI PG
For all MASTER / VISA / DINERS CLUB CREDIT CARDS / VISA Debit cards.Transaction Charges 1.8%+Service Tax as applicable

American express
For all credit cards issued by American Express. Transaction Charges 1.8%

Payment through Credit Cards EMI Option
ICICI BANK EMI Pay in 3 installments with your ICICI Bank Credit Cards. Transaction charges 3.95%.
CITI Bank EMI Pay in 3 installments with your Citibank/Diners Club Credit Cards. Transaction charges 2.8%.

Payment through ATM cum Debit Card
CITI Bank Transaction charges of Rs.10/- or 1.8% whichever is higher + applicable S.Tax
Punjab National Bank Transaction charges of Rs.10/- per transaction
Indian Bank Transaction Charges of Rs.10/- per transaction
SBI ATM-cum-Debit Card Transaction charges of Rs.10/- per transaction
Andhra Bank Transaction charges of Rs.10/- per transaction
Canara Bank Transaction Charges of Rs.10/- per transaction
Bank of India Transaction charges of Rs.10/- per transaction

Payment through Net Banking facility
HDFC Bank Transaction Charges Rs.10/- + service tax and education cess as applicable
ICICI BANK Rs.10/- + Service Tax as applicable
Andhra Bank Rs.10/- + Service Tax as applicable
AXIS Bank Rs.10/- + taxes per transaction
Vijaya Bank Rs.10/- +Service Tax as applicable
IDBI Bank Transaction Charges NIL
Indian Bank Rs.10/- per transaction
SBI         Rs.10/- per transaction
PNB-Net Banking Transaction Charges NIL
Federal Bank Rs.10/- +Service Tax as applicable
Syndicate Bank Rs.10/- per transaction
Indusind Bank Transaction Charges NIL
Karnataka Bank Rs.10/- per transaction
Corporation Bank Rs.10/- per transaction
Bank of India Rs.10/- per transaction
SBI Associates Transaction Charges Rs.10/- per Transaction
Oriental bank of commerce Rs.10/- + Service Tax as applicable
Union Bank Of India Rs.10/- per transaction
Bank of Baroda Transaction Charge NIL
Central Bank of India Rs. 10/- Per transaction + Service Tax as applicable
Bank of Maharashtra Rs. 10/-per transaction (Inclusive of Service Tax)
IMPS Transaction charges Rs. 5 for TXN Amt. up to Rs. 5000/- and Rs. 10 for above
Allahabad Bank Rs.10/-+ Service Tax as applicable
Karur Vysya Bank Rs.10/-+ Service Tax as applicable
ING Vysya Bank Rs.10/-+ Service Tax as applicable

2 comments:

Riya said...

I have booked a ticket while round across India, but without paying to TT I think its very difficult task to get your seat confirmed, PNR status if IRCtC website is not more than a Joke, I have register my complaint with railway officials and also with the consumer court India, but shocked to see too many complaints against the irctc people, just visit http://www.consumercourt.in/railways/57774-pnr-status-pnr-status-complaint.html and give me the reply what’s going on while the India Railway, we should raise our voice against them.

Anonymous said...

I would suggest people should go for Kotak Trump Credit Card. As this is the only card which give cash back on Transaction Charges and its free for life (Hope its free for new customers also).